How to Apply

How does it work?
Through volunteer labor and donations of money and materials, Highland Lakes Habitat builds and  simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor — sweat equity — into building their Habitat house and the houses of others.

Please review all of the Eligibility Information under the Eligibility tab.  If you feel you will meet these, complete an application and mail it to our address- Highland Lakes Habitat for Humanity, P O Box 1406, Marble Falls, TX 78654. Currently we have approved partner families that will keep us busy building until 2017.